Marine Cargo Insurance compensates you for loss of or damage to goods while being transported as cargo from one place to another, whether the transportation be by air, water (sea or inland waterways), or over land (rail or road). This insurance provides protection to your goods from the moment they leave the warehouse at the point of origin to the point they arrive at your door.
The extent of cover for each is as per table below:

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Fire Explosions
Vessel or craft stranded, sunk, burnt or capsized
Land conveyance overturned or derailed
Collision or contact of vessel
Earthquake, lightning, or volcanic eruption
Malicious damage
General Average sacrifice
Washing overboard
Entry of sea/river/lake water into vessel, craft, conveyance, container or place of storage.
Total loss of any package lost overboard or dropped whilst loading onto, or unloading from vessel or craft